Insurance for Manufacturers

Manufacturing businesses face risks at every stage of production — from machinery failure and damaged stock to product liability, supply chain disruption and workplace incidents.

At Stellar Insurance Brokers, we help manufacturers understand those risks and put the right insurance protection around their business.

Whether you operate a small specialist workshop, a growing production facility or a large-scale manufacturing operation, we’ll take the time to understand how your business works and build a tailored insurance program around it.

Our services

Insurance for Manufacturers

Your manufacturing business is more than a building and some equipment. It’s machinery, stock, raw materials, employees, suppliers, customers, contracts, vehicles, technology and years of investment working together to keep production moving.

When one part stops, the financial impact can quickly spread through the entire business. That’s why manufacturing insurance shouldn’t be treated as a generic business insurance policy.

Stellar works with manufacturers to identify the exposures that could have the biggest impact on their operations and arrange insurance designed around the way their business actually operates. From protecting expensive machinery and stock to managing product liability and business interruption risks, we help make complex insurance easier to understand.

Property Insurance

Protect your factory, warehouse, fitout, stock, raw materials and other business assets against insured events such as fire, storm and accidental damage.

Machinery Breakdown Insurance

For many manufacturers, production depends on specialised machinery. Machinery breakdown insurance can help protect against certain sudden and unforeseen mechanical or electrical breakdowns and the resulting financial costs.

Business Interruption Insurance

Damage to your premises or equipment can stop production long after the initial incident. Business interruption insurance can help protect your revenue and assist with ongoing expenses while your business recovers following an insured event.

Public & Products Liability

If a product you manufacture causes personal injury or property damage, the consequences can be significant. Products liability insurance can provide important protection against covered claims arising from products your business manufactures, supplies or distributes.

Product Recall Insurance

A product recall can involve considerably more than replacing the affected product. Depending on your policy, cover may be available for certain recall expenses and associated losses.

Motor Fleet Insurance

From sales vehicles, forklifts, delivery vehicles to commercial fleets, we can help consolidate and manage your business vehicle insurance.

Your machinery isn't the only thing worth protecting

One of the biggest mistakes a manufacturing business can make is focusing solely on the replacement value of its physical assets. We can help you:

Why manufacturers choose Stellar

We understand complex businesses

Manufacturing businesses rarely fit neatly into an off-the-shelf insurance package.

Our team has experience reviewing complex commercial and industrial risks and developing insurance programs around the individual business.

Tailored insurance advice

We take the time to understand your operations, equipment, products and exposures before recommending cover.

The goal isn’t simply to buy more insurance.

It’s to have the right insurance for the risks that matter.

Claims support when you need it

Insurance becomes particularly important when something actually goes wrong.

Our team can manage the claims process on your behalf, liaising with insurers and helping move your claim towards resolution while you focus on your business.

Access to the insurance market

As insurance brokers, we can approach insurers and explore insurance solutions suited to your business and risk profile.

Stellar is also part of the Steadfast Group, Australasia’s largest general insurance broker network.

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Our Testimonials